May 16, 2023 Disability

Symptoms &Amp; Expectations On Cerebral Palsy Cases

By Wilbert Brians

Even when the condition is present at birth, the signs of cerebral palsy (CP) may not be noticed until a child is between 1 and 3 years of age. This is due to the way children develop and mature. Health professionals and parents may not recognize that a baby’s movements are irregular until they become more pronounced as a child grows. These babies and young children may retain newborn reflexes and fail to reach age-appropriate developmental milestones. Parents and caregivers usually are the first to notice that a baby has developmental delays that may be early signs of CP.

When CP is severe, signs are often noticed at birth or shortly thereafter. However, some early signs of severe CP vary according to the specific type present.

Common signs of severe CP that may be noticed shortly after birth include:

* Problems sucking and swallowing.

* A weak or shrill cry.

* Unusual positions. Often the body is either very relaxed and floppy or very stiff. When held, babies may arch their backs and extend their arms and legs. These postures are different from and more extreme than those that sometimes occur in babies with colic.

Some problems related to CP become more evident over time or develop as a child grows. These may include:

[youtube]http://www.youtube.com/watch?v=O7otewMk9pc[/youtube]

* Smaller muscles in affected arms or legs. Nervous system problems prevent movement in affected arms and legs. Inactivity affects muscle growth.

* Abnormal sensations and perceptions. Some people with CP feel pain when touched lightly. Even everyday activities, such as brushing teeth, may hurt. Abnormal sensations can also make it difficult to identify common objects by touch, such as feeling the difference between a soft foam ball and a hard baseball.

* Skin irritation. Drooling is common when facial and throat muscles are affected. Drooling irritates the skin, particularly around the mouth, chin, and chest.

* Dental problems. Children who have difficulty brushing their teeth have increased risk of developing cavities and gum disease (gingivitis). Seizure medications may also contribute toward developing gum disease.

* Accidents. Falls and other accidents are a risk, depending on muscle control, joint stiffness, and general physical strength. In addition, CP-related seizures can cause accidental injuries.

* Infections and long-term illnesses. Severe CP causes problems with eating. If food is inhaled into the lungs, a child’s risk of developing pneumonia increases. Adults are at increased risk for heart and lung disease.

Some children with CP often also display a group of behavioral symptoms, such as excessive sleepiness, irritability, and little interest in their environment.

Expectations

All people with cerebral palsy (CP) have some problems with body movement and posture. However, many babies do not show signs of CP at birth. Parents and caregivers may notice the first signs of CP, such as the baby not rolling over, sitting, crawling, or walking at the expected ages.

Signs of CP may become more obvious as the child grows. Some developmental problems may not appear until after a baby’s first year. The brain injury that causes CP does not get worse over time; however, its effects can appear, change, or become more severe as the child gets older.

The specific effects of CP depend on its type and severity, the level of mental impairment, and whether other complications develop or other medical conditions are present.

* The type of CP present and how much of the body that is affected will determine a child’s mobility.

o Most people with CP have forms of spastic cerebral palsy, which affects only part of the body. For example, a child with spastic cerebral palsy may develop symptoms mostly in one leg or one side of the body. Most children usually learn ways to accommodate for their handicaps. Some people can live on their own; others live and work in situations that provide some level of assistance. When both legs are affected, children can move around with the help of a scooter board (a device used to self-propel while lying down), modified stroller, wheelchair, or other special equipment.

o Total body cerebral palsy causes the most severe problems. Severe spastic CP and athetoid (dyskinetic) CP are types of total body CP. Many of those affected are not able to take care of themselves, either because of severe physical disabilities or mental retardation. However, some people can live on their own with the help of family members and/or health care aides.

* Complications, such as seizures, and other long-term physical effects of CP can be difficult to predict until a child is between 1 and 3 years of age. Sometimes, however, such predictions are not possible until a child reaches school age when learning, communication skills, and other abilities can be measured. The amount of help and supervision needed depends on the number and severity of problems.

* The severity of mental impairment, if any, is a strong predictor of daily functioning. Approximately 75% of people with CP have some degree of cognitive impairment . 2 About 60% of these people are mentally retarded (ranging from mildly to severely); the remainder often function normally but have some type of learning disability. 2

* Other medical conditions, such as vision or hearing problems, are often associated with CP. Sometimes these conditions are known right away; in others they are not detected until a child gets older.

Also, just like people with normal physical development, people with CP have social and emotional concerns throughout their lives. Because their physical limitations may add to these concerns, people with CP need the awareness and consideration of others.

Of all children diagnosed with cerebral palsy, 90% live to adulthood (beyond 20 years old). 3 A more precise life expectancy can be estimated by evaluating the type of CP present, its severity, and the impact of any conditions that are often related to CP. Most adults with the mild or moderate formand some with the severe formlive independently and have jobs. Opportunities for independent living and employment for adults with CP have improved. These opportunities are a result of better home support services and advances in technology, such as computers to assist with speech, powered wheelchairs, and other devices.

About the Author: Wilbert Brians writes for

cerebralist.net

where you can find out more about cerebral palsy and other topics.

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Arts

The Amazing Versatility Of Double Ended Lanyards

byAlma Abell

If you are looking for a way to promote your company, business or organization long after an event is over then double ended lanyards should certainly be a top consideration. These lanyards are durable, strong and, with their double clips, provide the perfect must have item for a wide range of uses even after the big event.

Like all lanyards these styles come in a variety of lengths so you can have a few different sizes on hand or simply choose one that will work for all your attendees.

At the Event

Lanyards to hold name badges, credentials, passes and identification are a popular option for conferences, trade fair, exhibits, concerts, school events and just about any other imaginable reason why people may gather. However, the traditional style of lanyard that loops around the neck and comes together in a single clip has its limitations.

Larger badge holders or credential pouches are difficult to balance on those single clips and often become damaged and fall off. A better option is to use a double clip or double ended lanyard that keeps both ends separate and allows each to attach to the plastic envelope. This provides two attachments, one at either edge, to keep it comfortable and balanced even with larger items.

After the Event

A traditional style of lanyard, including the tube, nylon or woven options can all be imprinted with a logo, company name or contact information as well as include your company or organization colors. This is marketing and advertising that will continue to keep your name in the mind of those that attended the event.

However, to be effective as a form of advertising they have be used on a regular basis. The double ended lanyards are so practical for a range of different uses they are sure to be something that is used again and again. Since they attach in two areas they are perfect for balancing heavier items like cameras and binoculars or even cell phone pouches. Every time they are used they bring your company to mind, a great advertising and promotion feature that will continue on for years.

May 15, 2023 Cash Management

Ultimate Guide For Expense Manager App Development

In this world of digitization, nobody would like to dig through a stack of receipts to track and manage their expenses. Still, it is vital to keep track of personal finance, since saving is an important matter of financial stability.

Personal expense manager apps are the best remedy to make personal finance handling efficient and effective. Personal finance management apps likeMoney Manager Expenseand Mint deliver substantial value to the users by streamlining the expenses. Considering the number of downloads that they have on app stores, it can be derived that expense manager apps are trending nowadays and it is therefore worth investing in expense manager app development.

In this article, we’ll discuss the best approach to expensive manager app development and the features that you should incorporate in your app. We’ll also learn how to calculate the expense manager app development cost.

But first, let’s understand the market trends:

Current Market Scenario

A recent survey of 1,039 US millennials byCredit Karma, discovered that most of these individuals (almost 85%) feel too burned out to think about and deal with personal finances. This presents a huge opportunity for personal finance manager apps to tap in with a blue ocean business strategy.

The Existing Players

The app stores already have a few successful apps that are dedicated for personal expense management. Still, there is a room for more personal finance apps when considering the increasing global demand. The following are the top 5 expense manager apps in 2021:

Money Manager Expense & Budget

Money Manageris the editor’s pick on Android play store and is the #1 personal finance manager app. The app operates on a double entry bookkeeping accounting system. The app allows users to define the type of expense and mode of payment, which ultimately reflects in the expense visualization charts. The app also allows users to manage their debit and credit cards within the app.

AndroMoney

Once recommended by Google Playstore,AndroMoneyis a personal finance manager app that supports multiple currencies. The app gives users an option to visualize their spend data via multiple charts. As the app is based on the cloud, the users can access their profiles from any device.

Mint

Mintis a free money manager and financial tracker app that even allows users to check their credit scores. The app allows users to create several spending goals i.e. transportation, leisure, food and beverages, rent, etc. having access to the data from each category allow users to become more aware of their spending habits.

Although I have a couple of more expense manager apps that are worth looking into, I’ll skip to the next part where we’ll discuss several other things that you should know before you opt for money manager app development.

Banking Apps are entering the market

Conventional banks are increasingly adopting innovative technologies to improve operational efficiency and offer new product/service lines. Modern banking apps incorporate many features that help users manage their finances. The budgeting and expense management is also one of the features that banking apps utilize to increase customer retention.

For example, AlliantMobile Banking Apphas an expense management feature that allows users to track where they’ve spent their money. This increases competition for your app idea.

AI-powered virtual assistants steal users

In addition to the Banking Apps being your competitors, there are some other apps that fall into the FinTech ecosystem, which also compete with personal finance management apps. Apps related to messaging and payment integrated AI-powered chatbots can be very effective in helping users with finance management. These virtual assistants track user’s spend, offer budget options, and provide personalized assistance. I recommend you to consider implementing chatbots into your expense management app. Plum, Digit, Cleo are among the best FinTech chatbots that you can keep in mind when analyzing these features.

Target user base is getting younger

Around 26% of the world’s population is under 15. For that matter, many FinTech apps are targeting a younger audience. Greenlight, BusyKid, Plan’it Prom are among popular apps that educate teenagers about managing their personal finances.

Crypto is the future

With the rise of cryptocurrencies, it has become essential for FinTechs to consider support for digital currencies during expense tracker app development. You can gain competitive advantage, if you allow users to track and manage their digital currencies such as bitcoin. For example, Mint users can easily manage and track their Bitcoins. Some other solutions like Coinbase and OSOM specifically focus on managing and trading crypto currencies.

Features You Should Incorporate

  • Gamification

Although gamification was considered to be a gimmick a few years ago, it is now an integrated part of mobile app strategies for several industry verticals. It’s not uncommon for people to think of money as a game. Banks often offer prize-linked accounts, where instead of giving interest, the bank encourages customers to deposit a minimum amount to obtain aggregated interest.

The similar concept can be applied to the expense management mobile apps. You can offer several deals in return to your users for meeting their goals.

  • Personalization

Every individual has their own financial goals. With personalization, your app users will be able to create their custom spending goals. Nobody likes generic functionality. In fact, the personalization feature will improve user retention. Also note that the personalization shouldn’t be limited to finance handling. You can also allow users to personalize notifications and several other things in the expense manager app.

  • Virtual Assistant

Among several other applications of artificial intelligence and machine learning, Chatbots or virtual assistants are the most suitable use cases of AI for money manager app development. By analyzing user’s spend habits and financial goals, the virtual assistants can suggest areas of improvement. A virtual assistant helping in finance management is effective to keep users on track.

  • Bill Organization

Bills organization by week, month, and year will empower users to keep track of their past spends. The users should be able to search bills by category, status, payment method, description, or tag. You should also allow users to download the bills in CSV, HTML, PDF, or Excel format.

  • Financial Goal Setting

As stated previously, the financial goals for every individual are different. Some may want to reduce their spend on food while others on liquor. Allowing users to customize their financial goals will make them rely on your expense management app more.

  • Notifications

Every app has the notification feature, with the result of this being users receiving tons of notifications on their mobile phone. It becomes challenging for them to attend every single notification, considering the high stream of notifications from several apps. Users often disable notifications from apps, and if you don’t want them to do the same for your expense management app, allow them to pick the type of notifications that they would like to receive. For example, it will help if you notify the users about their daily financial goals.

Steps to Develop an Expense Manager App Like AndroMoney?

Developing an Expense Manager App Like AndroMoney is quite simple. You should have a clear understanding of what values you want to deliver to the users. The following are the steps to a successful expense manager app development.

1. Define Your Expense Manager App Concept

Considering that several expense manager apps are out there already, you must be clear about your app idea. One thing to remember is that your idea has to have a differentiator about it in terms of features, functionalities, cost, or effectiveness. Your answers to the following questions will help you formulate your app concept:

  • Which customer pain point will your app solve?
  • What is the USP of your app?
  • Why will people use your app?
  • How you’re different from your competitors?

2. Conduct Market Research

When you have a clear idea of your expense manager app, it’s time to identify the market trends. I’ve already covered the industry trends in the earlier part of this article. However, you can dig for more information on the internet and with primary research.

This phase ofmobile app developmentalso requires you to conduct competitor analysis. I recommend you to do a quick SWOT (Strengths, Weaknesses, Opportunities, and Threats) analysis. SWOT will help you compare your app concept and strategies with the competitors. Try to find the USP of top expense manager apps. However, your USP should be unique and clearly defined.

3. Design User Interfaces and Experience

ManyFinTech developersskip creating mockups before they jump onUI/UX designing for FinTech applications. Mockups are very helpful for your development process. They’ll allow you to identify user flow. The technical term for this is ‘information architecture’, which shows all the possible user journeys. Our designers at Nimble AppGenie use Axure and Mockingbot to create astonishing user interfaces.

4. Create Technical Architecture and Develop Backend

Your app’s performance and security heavily depends on the technical architecture. The architecture involves all aspects of your expense manager app, be it programming language, technologies, database, user interfaces, or features. Refer to the following illustration to understand technical architecture better.

After building the architecture, you should develop your expense manager app backend. It is a lengthy process to set up the environment and build internal APIs to ensure smooth backend implementation. This step is very crucial for your expense manager app development.

Developers can either use a SaaS solution or develop the backend from scratch. We at Nimble AppGenie prefer using SaaS solutions including Firebase, Cloudkit, and AWS Mobile Hub. It allows us to save time and money for our clients. Also, for apps that require more personalized features and have specific and rigid requirements, we build the backend from scratch.

5. Frontend Development

This is the part of your expense manager app that users interact with. The UI/UX designers will realize the designs that you’ve created during the UI/UX design process. JavaScript, HTML, and CSS are among the mainstream technologies used by developers to replicate the designs. The thing to remember during this stage of expense manager app development, is that you should ensure that your app’s responsiveness performs to a high standard. No user will enjoy a slow user interface, even if the app has many useful features.

6. Testing

Testing is an inseparable part of every software development process. Irrespective of thesoftware development methodologyyou’re going with, testing will be there at the end of every development sprint or process. In the testing process, the quality analyst team tests the app functionalities, and compares them with the specifications in thedetailed requirement document.

With successful completion of the testing process, the QA team shares their insights with the development team, and asks them to fix errors/bugs. The development team makes the required changes and afterwards, the quality analyst team retests the code and functionalities. With a green flag from the QA team, the software product is ready.

Conclusion

It is true that expense manager app development doesn’t require much effort in terms of deciding the necessary features, required technology, and platforms to develop the app for. But, considering the entrance of other banking and finance apps into expense management, it is essential for standalone expense tracker apps to improve on existing functionalities.

For instance, these apps can partner withmobile payment appsto gather data about the customer expenses. This way, no matter which payment service the customer uses, the expense manager app will get the expense data and can provide users detailed insights about their spending.

If you’re confused about whether you should develop the expense manager app in-house or outsource it to a software development company, I would recommend going with the latter. If you can form a clear requirement document, it is better to get your software developed with outsourcing. However, I’ve written an article on this subject –In-House vs Outsourcing Software Development

At Nimble AppGenie, we’re experts in developing FinTech applications. Not every development company will be able to help you integrate your app with several payment apps. You need experts on this task. We’ve been developing FinTech solutions for more than 6 years and are familiar with industry standards and regulations.

May 12, 2023 Gates

700 260 Pdf Demo}

Submitted by: Richard Mills

Question: 1

Increased employee productivity, confidence in data confidentiality, and increased visibility are features that demonstrate which Cisco business value?

A. Cost effectiveness

B.Protection

C.Control

D.Flexibility

E.Completeness

Answer: C

Question: 2

Which licensing feature enables customers to better manage their software assets and optimize their IT spending?

A. Cisco ONE

B.Smart Accounts

C.Enterprise License Agreements

D.License Bundling

Answer: B

Question: 3

Which Cisco network security solution helps protect against threats by monitoring and responding to any network anomalies, continually analyzing for potential threats and reacting to them in real time?

A. Cisco Security Manage

B.Cisco ASA Firewall Services

C.Cisco ASA Next-Generation Firewall Services

D.Cisco Next-Generation Intrusion Prevention System

E.Cisco Web Security Appliance

F.Cisco Email Security Appliance

[youtube]http://www.youtube.com/watch?v=CvylFrQX93U[/youtube]

G.Cisco Identity Services Engine

H.Cisco Site-to-Site VPN

Answer: D

Question: 4

Which Cisco security technology delivers the best real-time threat intelligence?

A. Cisco Security Intelligence Operations

B.Cisco ASA Next-Generation Firewall Services

C.Cisco Identity Services Engine

D.Cisco Security Manage

E.Cisco TrustSec

Answer: A

Question: 5

Upon which component are security solutions directly built in the Cisco future solutions architecture framework?

A. Security intelligence operations

B.Third-party applications

C.Management and intelligence capabilities

D.Cisco security platforms

Answer: D

Question: 6

At which point during the attack continuum does a customer experience limited remediation tools?

A. Across the entire continuum

B.During

C.Before

D.Afte

Answer: A

Question: 7

Which technology solution can resolve the inability of a customer to properly restrict and authorize access to protected resources while still introducing new applications, devices, and business partnerships?

A. Cisco Secure Data Cente

B.Cisco Cyber Threat Defense

C.Cisco TrustSec

D.Cisco Data Center Virtualization and Cloud

E.Cisco Application Centric Infrastructure

F.Cisco Security Intelligence Operations

Answer: C

Question: 8

Utilizing the Cisco software lifecycle generates which two benefits for partners? (Choose two.)

A. Adaptable deployment

B.Software portability

C.Improved sales performance

D.Cisco incentives

E.Increased efficiencies

F.Sales promotions

G.Customer support

Answer: C, E

Question: 9

Which Cisco security benefit is a differentiator that allows partners to plan and model their businesses?

A. Comprehensive vision for security

B.One solution to fit every need

C.Unparalleled commitment

D.Lowest price points

E.Best-in-class technologies

Answer: A

Question: 10

What is the primary customer challenge that is created by the wide variety of security solution providers on the market?

A. Choosing the right provide

B.Contacting all providers for information

C.Finding a low-cost option

D.Determining the single best security product

Answer: A

Cisco is one of the highly respected names in the modern competitive IT market. Therefore, gaining a Cisco 700-260 certification conveys the potential employers that you are as qualified as the professionals that work for Cisco. 700-260 Advanced Security Architecture for Account Manager will give you the competitive edge for building a successful IT career. In order to gain Advanced Security Architecture for Account Manager certification easily, our Cisco 700-260 study materials, training kits and practice tests are just comprehensive enough! You will surely pass the Cisco 700-260 PDF in your first attempt.

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About the Author: Test Information: Total Questions: 99 Test Number: 700-260 Vendor Name: CISCO Cert Name: SECURITY SPECIALIST Test Name: ADVANCED SECURITY ARCHITECTURE FOR ACCOUNT MANAGER Official Site:

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May 11, 2023 Workshop And Engineering Equipment

Mold Inspection Tips For Homeowners

By Daryl Watters

I once received a call from a potential mold inspection client who feared that she may have hidden mold in her walls. She was concerned about possible hidden mold because a mold inspector told her that the ants observed in her property were a very likely sign of hidden “house mold” because ants eat mold.

Forget about house ants

Before we discuss a few basic tips on how to look for mold and moisture problems around the house lets talk about how not to find mold. Do not depend on ants to let you know if you have mold. In my home state of Florida as well as in the rest of North America ants are not a sign of mold infestation in your house. They are a sign that you have scraps of food or droplets of water in the house that the ants have discovered.

What about leaf cutter ants

Some ants eat mold, but these ants are not found in our homes. They do not even live in the United States. These specialized ants (called leaf cutter ants) live in large, underground colonies in the jungles of Central and South America. Furthermore, these ants do not enter people’s houses looking for mold not even in the jungles of Central or South America. They tend to their own private gardens of cut-up leaves covered in fluffy, white mold in underground mold farms. They only consume the mold that they raised in underground mold farms they build, and they only grow and eat a very few specific species of mold. If there are any ants in Florida that eat house mold, I have never seen one – despite having done home inspections since 1993 and mold inspections since 2003. I have seen lots of homes, lots of mold, lots of ants and never once have seen ants in the vicinity of the mold. Most ants probably don’t like house mold anymore than humans do because of the natural mycotoxins, beta glucans, allergens, and volatile organic compounds mold produces. In fact, it is predators (such as ants, other insects, and microbes) that prompt molds to produce many of the noxious chemicals most house molds produce.

Check for odors

So what are some signs of mold? if you have had a leak then the first sign of mold may be musty / moldy odors in the vicinity of the leak, check for these odors. Of course you do not want to be looking for or sniffing for mold, or touching mold if their is even a slight chance that you may have a compromised immune system, allergy, asthma, or any other conditions that would put you at risk of a negative reaction resulting from any form of mold exposure. In addition this article in no way will equip you to conduct your own mold inspection, it is just intended to give you a few simple tips. If you suspect a mold problem contact a certified mold inspector.

[youtube]http://www.youtube.com/watch?v=frIbX8DETAU[/youtube]

Check for odors near your AC ducts

Another trick to check for mold in your house is to turn your AC off for a while, the longer the better but just several minutes will due if you have a serious problem. Next turn your AC back on and leave your thermostat alone for a while, turning it on and off to more than one cycle in several minutes can damage your compressor. Now immediately stand directly under the path of air flowing from a duct. If your AC unit or your homes ductwork is contaminated with mold you will smell the musty mold odors blowing in your face. Remember do not do this if you are asthmatic, allergic to mold, or have a compromised immune system, do not do this if their exist any chance that you may have any of the above mentioned conditions or any health conditions that could become a problem as the result of exposure to mold.

In ducts the odors build up when the AC is off and may dissipate after the AC has been on for a while. Please note minor moldy odors and minor mold contamination are not unusual in AC units and may not cause a problem for most people. Having a mold inspector sample the air from your ducts may not do you much good because mold in AC units is often vegetative, in other words in may be growing without producing many spores. Further investigation by having an experienced certified mold inspector inspect inside your AC may be of benefit.

Look for mold on AC registers and coils

Metal AC register grills become cold as air exiting your duct passes through them. If you have high humidity condensation may form on these registers. AC coils are designed to form condensation when you simply use your AC unit in the cooling mode; this feature helps the system to remove humidity from your air. AC registers in humid buildings and coils in any building have a good chance of forming a mold problem. The bottom sides of AC coils sometimes grow large amounts of velvety Grey cladosporium mold or clear jelly like bacteria masses, and AC register form black cladosporium mold. So check your AC registers & coils for mold.

Look for spots in basements and closets

Sometimes mold does not start as the result of a leak in your home but may occur as the result of humidity problems, in such cases the mold typically starts in areas with poor circulation such as in basements, closets, and bathrooms, and may spread if your homes humidity is above 60%RH to 65%RH. Mold growing on drywall in bathrooms is typically black cladosporium or it may be pen asp. In your homes closets powdery mildew like white or green spots of mold are common. To find these molds look for light spots on black clothes, luggage, and shoes, it does not show well on light colored clothes.

Look for spots on water damaged building materials

Small spots, smug marks, or a powdery residue in the area that became wet is a good indication of mold. Most mold spots are black, brown, green, or white. These initial growths of mold are typically very small at just a few millimeters across in the start. One way to tell a smudge mark, a bad paint job, or other marks and stains from mold is to rub it with a dry cloth. Most molds will at least partially rub off or smear and leave a streak mark on the surface. This is because mold is intentionally designed to be friable (easily broken) in addition mold spores are intentionally designed to detach easily for dispersal. Discoloration from scuff marks and paint etc will often not smear easily. Of course this method does not work all the time and is not full proof, but some times it is helpful to a degree in providing some preliminary info on what you may be dealing with. The best way to tell if a stain is mold is to send it to a lab.

Check window caulking,

Hidden mold inside walls is common and one of the primary reasons for hidden mold inside walls is window leaks. If you have even minor hairline defects in your window caulking it may let small amounts of rain water or sprinkler system water into your walls. Moderately or seriously defective caulking causes many mold problems in this mold inspector’s experience.

Inspect baseboards

When water enters walls if flows down and soaks into your baseboards and causes them to swell, when they dry they shrink. Swelling and shrinking causes baseboards to separate from the wall slightly, you will see a small crack between the top of the baseboard and the wall. Water in your walls that causes baseboards to separate from your walls means water in your walls that may have caused mold.

Check tack strips,

Tack strips under your carpet will become stained and rapidly rot if you have water entering your walls. Water in your walls means possible mold in your walls. Peeling your carpet back to see the tack strip located under the perimeters of your carpets may loosen or even damage your carpet, so if your carpet is important to you don’t pull it up to check your tack strips.

Don’t forget your wallpaper

If heavy wall paper is installed any moisture that enters these walls will become trapped behind the wall paper, moisture trapped behind wall paper mixed with wall paper glue is a perfect recipe for a serious mold problem. During mold inspections wall paper is not typically peeled thus hidden mold may not always be discovered but it is common to find mold hidden behind wall paper. The vast majority of moldy wall paper is on perimeter walls, as apposed to on interior partition walls.

Perimeter walls are the walls of a building that abut the exterior of a building; these walls receive moisture from cracks and defective caulking on the exterior side of the walls. Inspecting behind sections of wall paper may reveal large amounts of hidden mold.

If you think you have a house mold problem and are concerned about possible resulting health problems, do not only rely on the tips from this article, do not rely on hungry ants, cheap mold inspectors, or divining rods. Hire a professional mold inspector who utilizes moisture meters, humidity meters, borescopes, and air samples to detect mold problems in your home and who provides professional remediation recommendations.

About the Author: Daryl Watters is president of A Accredited Mold Inspection Service, Inc. He provides home, mold, and indoor air quality investigations in South Florida. He is also the creator of MIR forms designed to aid inspectors in the production of computer generated indoor air quality and mold inspection reports. For more information visit

floridamoldinspectors.usflorida-mold-inspection.com

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May 10, 2023 Performing Arts

Independent Directors Acting On Cayman Islands Funds

Independent Directors Acting on Cayman Islands Funds

by

linda bing

Under Cayman Islands law there is no specific term for a director, however in essence directors are those persons who have ultimate duty for the behavior of the company and have similar features to trustees or members of limited partnerships. Also Under Cayman Islands law, certain terms such as executive and non-executive are simply not recognized. Instead a separate set of legal terms, such as de facto, de jure, nominee and shadow, are used to define the position of company officials.

Independent directors must have no relationship to the company that they serve as director for. Additionally an independent director should not have a family member employed by the company.

Independent directors acting on Cayman Islands funds are close to the top of the business and have control over many people, including executives and investment managers and also their supervisors and senior staff. With power comes responsibility and being close to the top of the internal hierarchy means particular duties need to be adhered to, in order to stay within the law and maximize profits and minimize losses.

[youtube]http://www.youtube.com/watch?v=56f8aVB_V7U[/youtube]

Under common law independent directors are not bound to give continual attention to the affairs of the company, and they don’t need to show more than the necessary skill needed for the position whilst doing the job at hand. Independent directors acting on Cayman Island funds must have regards to the exigencies of relevant business and the Articles of Association.

Importantly directors may also be considered negligent if they do not first seek and consider the advice of an independent outsider before making the appropriate decision, in doing so they must take care in choosing the right advisor who is suitably qualified. Through the outcomes of past cases it suggests that directors owe certain care and fiduciary duties to shareholders. In certain cases through their actions, directors may put themselves in a situation where certain fiduciary responsibilities are owed to the shareholder and the company.

The fiduciary duty owed to shareholders by directors is incredibly limited in its scope and the compensation for breach of this duty is limited to the personal loss suffered by the stockholder, which is in most cases minimal.

Cayman statutes will impose penalties on directors that don’t adhere to the statutes under common law. There are no legally binding principles under the law of the Cayman Islands to impose penalties upon company officials that do not adhere to obligations of themselves as part of a Cayman Islands company.

A breach of duty under the Cayman Islands law and common laws, the proceedings may come before a Cayman Islands court or before a overseas court that is applying the Cayman Islands law. It is important to note that the laws of foreign jurisdictions considering the breach of duties of a director may be considerably different do those of the Cayman Islands and therefore proceedings will be treated much differently.

Independent directors acting on Cayman Islands funds will have a certain fiduciary relationship with the company that has employed them. Within this certain relationship the fiduciary obligations are only owed to, and can only be enforced by the company, in certain special circumstances the shareholders can enforce the obligations that are owed to the company.

Independent directors acting on Cayman Island funds must ensure to not accept an appointment within a company unless they are certain they have sufficient awareness of that company and the business that it involves itself in.

A director should ensure that they enquire into the overall structure of the fund and who in particular are the consultants, executives and registrar as well as the investment manager. A director should fully understand the provisions relating to the NAV and to redemptions in particular.

An independent director upon designation to the company should ensure they have sufficient knowledge of the regulatory requirements which affect the company, and examine books of record kept by the company, in particular the minute book of past directors’ meetings.

There are some optional considerations that are extremely urged to be carried out by directors in order to ensure they act in accordance with their obligations to the fund, this is the best way to avoid liability.

Under Cayman Islands law there is no specific term for a director, however in essence directors are those persons who have ultimate duty for the behavior of the company and have similar features to trustees or members of limited partnerships. Also Under Cayman Islands law, certain terms such as executive and non-executive are simply not recognized. Instead a separate set of legal terms, such as de facto, de jure, nominee and shadow, are used to define the position of company officials.Under Caym

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ArticleRich.com

May 8, 2023 Business Phone Systems

Revolution Of Cloud Pbx System Communication

If you are a business owner, you will obviously be preoccupied with a lot of issues regarding boosting your sales, enlarging your customer base, improving your overall efficiency etc. Though business communication is critically important, the smooth functioning of a phone system should not be your constant concern – particularly when you have the option like a Cloud PBX system.One of the problems most business owners confront is having a communication system that is efficient, feature-rich, affordable and least bothersome. Cloud PBX is a new internet phone technology which is making phone services cheaper and more convenient for many businesses across the globe. The plain truth is Cloud PBX has simply created a revolution in the office phone communication system.The term ‘Cloud PBX system’ may appear somewhat confusing but only till you know the answer. Please know that a Cloud PBX is merely a phone service which is provided through the internet, instead of a traditional phone line.When you are using a Cloud PBX, you need not bother about any capital investment towards purchase of hardware or maintaining a system or operating a system. The Cloud phone service provider will assume total responsibility for the operation and maintenance of your Cloud PBX system, allowing you to focus on the core areas of your business.One of the key benefits of Cloud PBX – particularly for small businesses – is scalability. You can avail only as many lines and features as you now need and keep adding lines and features as your business grows. You will thus be paying only for what you use at any point in time. With traditional telephone systems, it is necessary to install additional wiring to add extra phone line, but this is not needed with a Cloud PBX system.When talking of Cloud PBX, there are several options available – Public Cloud PBX, Private Cloud PBX, and Hybrid Cloud PBX. Each of these Cloud PBX systems uses VoIP (Voice over Internet Protocol) technology has its own merits. VoIP and basic Cloud PBX technology is still advancing making the demand for Cloud PBX systems growing by the day.As the Cloud PBX operates entirely through the internet, you can have a telephone connected to the hosted PBX service without geographic boundaries. Please know that the Cloud PBX system is also mobile, in the sense your business can shift location, or your employees can be on the move and the whole Cloud PBX system will travel wherever they go.With Cloud PBX, even small and midsize businesses can enjoy all the advanced functions that are on a par with PBX systems hitherto affordable only by large corporations. With Cloud PBX, customers who call your business will hear pleasant business greetings by an auto-receptionist and that will immensely boost your company image. With Cloud PBX, you also buy a phone system that you can use to send/receive voice calls as well as faxes.Cloud PBX has all the features other phone systems offer, such as Call Waiting, Caller id, Speed Dialing, Find-me-follow-me, Do not Disturb, Call Transfer, Toll-Free Numbers, Caller ID Blocking, Multi-Ring facility, Distinctive Ringing, Enhanced Voicemail, Area Code Selection, Anonymous Call Block and other services, while still being a cheaper phone option. Cloud PBX makes feasible videoconferencing, instant messaging, voice chat, and PC to mobile phone calls.

May 6, 2023 International Tax Specialists

Characteristics Of A Successful Real Estate Broker

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Education, work experience, and knowledge can help real estate brokers land a job, but their personality characteristics are what will help them stand out from the competition and succeed. As you work toward obtaining your Utah real estate broker license, consider this list of qualities that may prove invaluable to helping your business grow once you pass the broker’s exam.

Communication

The ability to communicate is essential because the very nature of the real estate business centers on clients trusting you to understand what they want and need in a home. Furthermore, knowing preferences of the buyer or seller and keeping them informed on the details of your hard work is critical to your relationship. It is the connection you develop with each client that may keep referrals coming in year after year.

As you strive to get your Utah real estate broker license, learn to listen. Listening is crucial in two-way communication because it allows you to know when to offer advice to potential and previous clients. A successful real estate broker will be able to calm troubled minds with just a few words. Such open conversation also develops trust, and trust provides life-long customers.

Caring

Creating a special relationship with people is difficult, but developing a caring nature allows each person to be unique and therefore a possible lead. It can open business opportunities often missed by real estate brokers and agents constantly looking for the next big sale. You can keep clients coming back to you by caring about who they are and why they came to you in the first place.

Patience

More than anything else, patience will be your friend in the ever-changing world of real estate as you reach for the Utah real estate broker license. Patience with people, the market, and other brokers can help you further your career and meet potential new clients every day.

May 4, 2023 Used Cars

Urbanload Scam The Urbanload.Com Review Read This Before Signing Up

By Mike Powell

Are you looking for reliable dropshippers or are interested to start in the dropshipping business?

I have been looking around for a website to create and sell your products on eBay and I have found one of the best sites…UrbanLoad. I’ve been using Urbanload for about 9 months now and averaging $2600 in net profits every month. This is my review of it:

With urbanload, you can create and sell almost all types of items, from clothing to electronics. The best thing about it is that it is customizable. Every single product can be made unique. (find the right niche and you can make a killing!)

[youtube]http://www.youtube.com/watch?v=D_sbYEWK95w[/youtube]

Here is an overview:

Once you become a registered member you enjoy numerous benefits such as: over 1000 wholesale products to customize and se, enjoy worldwide drop shopping services, make money at home without having to do any inventory and learn new ways of drop shopping for your website or on eBay. Once you register, you get a 30 day free trial and a free mouse pad. There are a good number of case studies and testimonies at Urbanload.com, so before you make up your mind go through them and convince yourself. During this trial period you can try for yourself. If you are interested, make your order and start earning big.

With Ubanload you get a great customer service and support, copy and paste product image, you can also copy and paste product descriptions and you get your questions answered when you need them with online support and live chat. Their payment methods are the usual ones; Paypal, AmEx and VISA/MC.

So, how does it work?

The answer is buying and selling just like in any market but this one is simplified. Urbanload sells at extremely low prices. That means it is like a wholesale so you can buy with the modify or customize the product then sell to eBay or your at your website at prevailing market price.

Furthermore, there is NO shipping charges. Shipping is absolutely free and they ship worldwide. There is however a monthly cost of 19.95 after the first free month. This is a relatively small amount to pay. Just sell 2-3 items and you’ll make back that fee.

The requirements to buy and sell are quite simple. Like having a reseller account and having a valid website address for your online business. Once someone buys your product, you order it and it gets shipped to your customer. You never had to keep stock or inventory. You only buy it AFTER your customers pay you. Shipping takes about 9-12 days. The products on sale do not run out of stock easily and those guys are UrbanLoad are fast enough to replenish the popular ones (eg: shirts and t-shirts)

Conclusions:

If you want to start dropshipping and want a huge army of ready buyers (ebay), then you should try Urbanload. It is what makes dropshipping on eBay easy.

I am an online business enthusiast; I do most of my transactions online. There are several things that, to me, makes Urbanload stands out. You don’t have to pay for package materials and boxes, you don’t have to set an account with several different companies and force yourself have track of each account. You do not have to keep stock. You only pay once your visitors pay you. It is a easy no-risk setup for starters. So go try it out today and do give a shout out to Thomas (founder of Urbanload) for me.

About the Author: Mike Powell is an independent reviewer Click the links below to visit UrbanLoad.com:

dropshipping

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dropshpping companies

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May 2, 2023 Finance

Why Instant Pay Day Loans Online Are As Popular As Ever

Why Instant Pay day Loans Online are as Popular as Ever

by

Shawn Carpenter

Payday loans must be availed only during emergencies. Considering the fact that the cost of carrying a payday loan is very high, it should be a resource of last measure. If one implements good budgeting techniques and contains a good financial plan, the necessity for borrowing by way of payday loans could be minimized. Moreover, you must ensure that a payday loan is paid by the due date. Payday loans should not be rolled over or extended as within no time the borrower will quickly realize himself or herself in a very debt trap where money might have to be borrowed only to repay a persons vision.

No fax payday cash advances are also available to folks with bad credit rating. For them, these come in the form of a bad credit score no fax payday loan. The lender while providing loan will not consider the credit rating of person, which is, no credit checks.

[youtube]http://www.youtube.com/watch?v=NRKxrIKdW0o[/youtube]

There are occasions when things happen we have no treating. We may be running late on our bills, our car may breakdown, our families may need food, or some other emergency will come about. When this happens, we could feel really bad. We don\’t know what to do to the point that individuals feel hopeless. There is no must feel hopeless, though. In fact, an easy cash advance is exactly what is necessary.

Now that you have read the article, you should have a good working idea of payday loans. There is not need to avoid them because pay day loans have a legitimate purpose. With any luck, you possess the confidence important to make sound financial decisions.

This occurs when the cash advance system looks very attracting many individuals. They\’re betting that they are able to go to a payday lender and obtain small loans they require without under-going that close analysis required while using banks. They know that they could be approved for a financial loan without having their credit checked, and without having to be asked an incredible number of queries about their personal finances. It\’s just easier to acquire a pay day loan than to have a personal bank loan from the larger institutions.

A Payday Loan is often a form of personal debt. This means that if you apply for a payday loan you don\’t have to secure any assets against repayment from the loan. Payday Advance Loans have proven very popular amongst low-income segments of the population. They represent a quick, simple and easy way to secure quick credit and so are perhaps preferable over more stringent kinds of credit just like a credit card or personal unsecured loan. With the advent of the Internet, applying for a simple cash advance is now easier than ever. The majority of major Payday Lenders now allow applicants to apply for financing from their online application forms, thus minimising the volume of bureaucracy behind the average application.

Comprehend what APR indicates before agreeing to some

pay day loans

. APR, or annual proportion price, is the amount of curiosity that the company charges on the loan while you\’re having to pay it back. Although pay day loanss are fast and convenient, evaluate their APRs with the APR charged by a bank or your credit card business. Most likely, the spend day loans\’s APR will probably be a lot greater. Inquire exactly what the spend day loans\’s interest rate is initial, prior to you decide to borrow any cash.

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ArticleRich.com