July 29, 2023 Financial Planning

Mortgage Refinancing For People With Bad Credit Low Credit Score Home Loans

By Carrie Reeder

Refinancing a home loan with poor credit is a great and effective way to resolve some of your credit problems. Individuals with poor credit are likely unable to pay creditors on time or have many past due credit accounts. To fix credit problems, most people simply need extra cash to payoff debts. With this said, homeowners hoping to improve their credit should consider refinancing their mortgage.

When Is Refinancing a Good Idea?

Although there are numerous benefits to refinancing, each situation is different. To gain the most from a refinancing, the circumstances must be right. For example, if you have a high interest rate, refinancing is ideal for obtaining a lower rate. Secondly, homeowners with an adjustable rate mortgage may decide that now is the time to lock in at a fixed rate. Whatever the reason for refinancing, make sure it’s worth the closing fees.

Refinancing creates a new home loan. Thus, the procedures are comparable to attaining the original mortgage. If the purpose of refinancing is to payoff debts, opt for a cash-out refinance. This will add to the total amount owed on the mortgage. Before accepting this option, make sure your income can accommodate a higher mortgage payment.

[youtube]http://www.youtube.com/watch?v=DQDkL2_UpkI[/youtube]

Getting Approved with a Low Credit Score

If you have bad credit, getting approved for certain types of loans or lines or credit is difficult. However, because homes and automobiles are deemed secured loans, these are easier to acquire with poor credit. Hence, refinancing a home with a negative credit rating is realistic.

Needless to say, there is a disadvantage to accepting a loan with bad credit; and it has a lot to do with interest rates. Those who gross a sizeable income are likely unconcerned about interest rates. On the other hand, if you earn a modest income, getting the lowest rate is perhaps a major concern.

Lower rates amount to affordable monthly payments. To get the lowest rate possible with bad credit, homeowners should attempt to boost their credit score a few points. This requires little effort. Simply submit timely payments to creditors and attempt to reduce debts.

Sub Prime Refi Lenders

Another tactic for getting a low-rate refi with bad credit is using a mortgage lender that offers bad credit or sub prime loans. Your current mortgage lenders may offer these types of loans. If not, contact a mortgage broker and complete a quote request. Brokers are perfect for locating a suitable bad credit lender to handle your mortgage refi.

About the Author: Go to abcloanguide.com/lessthanperfectcredit.shtml for more information on Poor Credit Mortgage Refinance.

Source: isnare.com

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July 24, 2023 Financial Planners

Avoiding Sub Prime Borrower Cards

By Peter Kenny

If you have had bad credit in the past, it might seem hard to get a credit card that isnt more expensive than its worth. If you have had bad credit in the past or not, it is important that you avoid sub-prime borrower cards. These cards are very expensive, and if this is your only option you should not get a credit card. If you want some advice on how to avoid sub-prime borrower cards then this guide can help you.

What is sub-prime lending?

Sub-prime lender is not a new type of lending, but it is growing in popularity. This type of lending is offered to people who have poor credit or who dont meet the requirements of other lenders. Although this might seem like a good thing, often the drawbacks and costs of such lending far outweigh the benefits.

What are the costs?

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Although it might seem strange that a lender would want to take a risk giving a credit card to someone is a risk in terms of being able to pay the money back, they can actually make a lot of money from it. By offering poor credit consumers credit cards that they could not get anywhere else, but with massively high interest payments and fees, they can make money even if some people are unable to pay. You might get a 500 credit limit, but 200 of that could be fees and the interest could be 30% or more.

Who gets targeted?

Mostly people with poor credit ratings get targeted for such cards, although other groups of people can end up being offered these cards, such as the self-employed. If you are offered one of these cards you should definitely decline. Even if your credit is bad you should not have to pay such an amount for a card. If there are no other options open to you, then it is likely that having a credit card would be a bad idea for you anyway.

Alternatives

If you do want a card but have poor credit, then there are options open to you. If you shop around online you should be able to find a good deal that has reasonable rates and good levels of service. If you are unable to get a regular credit card but you need something to repair your credit history, then look at getting a secured card. These cards require you to secure the credit by putting up something as collateral. Although these cards dont offer you much in the way of spending power, they are a lot cheaper than sub-prime borrower cards.

Seek advice

If you are having problems finding a credit card that does not have extremely high fees and want some help, then consult an independent financial advisor for some advice. They will be able to tell you honestly what your options are, and which products to avoid. If you look around and avoid the extortionate sub-prime lenders, then you will end up with a much better credit card deal.

About the Author: Peter Kenny is a writer for The Thrifty Scot, please visit us at

Personal Loans

and

Loans

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isnare.com

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July 19, 2023 Trading Card Store

How To Increase Sports Site Traffic By Using Xml Feeds On Your Website

How To Increase Sports Site Traffic By Using XML Feeds On Your Website

by

Amanda Deems

Do you own a sports website and you are curious how you can get more traffic to it? Sporting websites are one of the most popular types of sites to have online. In order to offer something different than your competing websites, you need to step above and beyond and introduce things like XML feeds. There are a variety of odds service providers out there that supply XML Odds for all types of sports. xml odds feeds are up to date, live information that include betting schedules, live scores, fixtures on past results and suggestions for betting on sports. By having this information at your fingertips, people who are into betting on sports will be able to make informed, practical decisions when they decide to drop some money on a new bet. By bringing these odd services to your sports website, you will be able to attract new people and get additional traffic. There are lots of people who search for XML feeds online, by having this type of information on your very website, you will be looked at as an authority in the sports industry.

Search Engine Traffic!

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There are many people who are into betting and are constantly searching for XML feeds like XML odds. The number one place that they search for this type of information is on search engines. If you want to get more traffic to your sports website, the best way to do that is to start ranking on search engines. By introducing XML feeds to your website, you will be able to rank for a variety of different XML related searches. Whenever people search for XML odds in sports, your website will show up number one and you will be able to get more traffic. This traffic could be converted to leads or sales for specific products that you offer on your website. This would allow you to make money off of your sports website and become more popular than any other websites on the Internet. XML feeds are a great way to start out with steady search engine traffic, then you can introduce more things to your site to start getting even more traffic.

Paid Options!

Once you have traffic on your website, and you have introduced XML feeds, you can use these feeds to start paid options. Basically, paid options are where you provide a service or some type of information to people who are willing to pay for it. XML odds are a great product to start a subscription around. You could charge any dollar amount that you want, then people will sign up to your website for you to provide them the information that you promise. You could do basically anything that you want. With XML feeds, you could offer them betting suggestions or improvement tips for them to make more money as a better on sports. This is a lucrative investment opportunity for you, and it could result in a substantial amount of money for your sports website. Be sure to look further into XML feeds and find out what they can do for your sports website.

Odds service provides

XML Odds

for all sports. Odds service provides

xml odds feeds

with Live Streams, Live Bets Schedules, Live Scores, Fixtures and Past Results in a friendly XML format. See, http://www.oddservice.com.

Article Source:

ArticleRich.com

July 16, 2023 Financial Planners

Small Business Financing And Working Capital Loan Quiz

By Steve Bush

A brief series of pertinent small business financing questions and answers are provided below as a tool to illustrate why working capital loans and commercial mortgages have become so difficult to obtain. This is designed to serve as a good starting point for any small business borrower about to embark on efforts to secure commercial financing.

After they were given taxpayer funding by the financial bailout in 2008, are banks required to provide small business lending?

No, although it is a mystery to almost everyone (except for the bankers themselves) that there were not such conditions placed upon the banks when they were saved from financial collapse by taxpayer funds. Because the assets are considered to be what is known as fungible, the recipients can effectively do what they want with the money. This seems like a term invented just for such an occasion. As used for banking purposes it is not possible to say what happened to the money given to the banks because the monetary assets are interchangeable with other funds. Most banks saved from financial collapse now appear to be investing a significant portion in what most observers consider to be risky areas similar to what got them into trouble at the beginning of this crisis, and in any case there were no restrictive conditions which would require banks to provide any particular amount of commercial loans.

[youtube]http://www.youtube.com/watch?v=356EqgS4HZk[/youtube]

Are there really any good banks still standing? After the financial bailout, are banks still failing?

Yes seems to be an appropriate answer to both questions. Telling the difference between good and bad banks is unfortunately not an easy task for innocent bystanders. It should be apparent that there is still a lending crisis that was not resolved by the bailout because (among other objective indicators) there continue to be ongoing weekly reports from the Federal Deposit Insurance Corporation about bank failures. The rest of us can still draw our own conclusions even though bankers and politicians do not want to talk openly about this situation.

Do phantom business loans refer to commercial financing that lenders say is available but in fact is not?

Yes, and the term is influenced by technology firms when they talked about products often called phantom software when they were trying to discourage customers from purchasing a competitive product even though the company that made the announcement did not have such an item actually available. Because there were so many documented instances in which the phantom software never materialized beyond a press release, the practice was usually viewed as controversial. The world of small business lending has now apparently adopted this questionable public relations ploy.

While the preceding discussion was not intended to be a complete examination of small business loans, it was designed to reveal potential lending difficulties to small business owners before it is too late to take appropriate action. The brief business financing quiz shown above also illustrates several key issues to help explain the recent lack of adequate commercial real estate loans and working capital funding by banks to small businesses.

About the Author: Stephen Bush has provided business financing expert advice to commercial borrowers for over 30 years and delivers small business finance services throughout the United States. Please visit the Commercial Mortgage Loans website for AEX Commercial Financing Group at aexcfgllc.com

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July 13, 2023 Plastic Surgery

Staying One Step Ahead Of The Competition With Document Storage Services

Submitted by: Marc Walter

Even as it maintains its stand as one of the top cultural and commercial hot spots on the planet, Australia continues to develop its different sectors. More specifically, the business sector has seen the development of many companies both large and small. Many companies have demonstrated rapid boosts in sales and production, effectively creating a positive impact in the local economic system.

Still, the country’s development may soon cause problems to numerous companies that are swiftly developing. There will come a time in any successful business life where paperwork and files will stack up in document storage and, with the expansion of their operations, cause difficulties with storage space and compromising data protection and security. Space is restricted and businesses could only invest so much in it without muddling the math involving their estimated revenue. Luckily, many companies have acted on demands that have sprung from concerns with storage space. Organizations are now able to utilize document storage and data protection for both their physical files and their digital equivalents.

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There are a variety|There are a number|There are lots|There are a selection} of different positive aspects present with doing your best with alternative document storage and data protection. Actually, lots of the bigger companies currently located in Perth, Australia have made good use of such services, employing their provided facilities to correctly and safely manage their business archives off site. Many different functions are available for companies that are challenged by the amount of physical space they’ve got for their data and document storage. Perth service providers are thankfully open to provide companies with their needs.

Common services offered

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Archive box storage

Long span, high metal shelves anchored in warehouses are some of the most typical services that Perth-based companies employ. Normally for data protection, these document storage boxes are fantastic for businesses who need a good number of physical archiving for files.

Open shelf file storage

Within the warehouses of data protection and document storage providers, individuals may also find rows and rows of bays filled with solid metal shelves for open shelf storage. Open shelf file storage doesn’t need the use of archive boxes, and may commonly use a barcode provided for each file stashed.

Modern digital services

Most companies for data storage Perth provides include web and digital services for clients. Many reliable services can offer businesses with web-based software systems that can be easily managed. With their on-line management systems, companies will find an easier time with managing and accessing their data files from just about anywhere. Companies need to look for providers that will provide electronic methods for accessing their files under document storage and data protection.

The benefits of online management include the following:

-Being allowed to retrieve files

-Approve information and facts

-Search for and access different types of stored data

-View specifics of recent routines

Australian firms who desire for these providers should research a few options before settling and making an investment on one. Making sure to find the most satisfactory data protection service provider ensures a great investment that could soon bring benefits.

About the Author: Marc Walter is a business owner that sees the significance in document storage services visit

compu-stor.com.au/

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July 11, 2023 Dentistry

Do Electronic Muscle Stimulators Work For Weight Loss, Body Building Or Physical Therapy?

By Jennifer Blackie

Using electronic muscle stimulators for body building provides nerve and flexor training for the muscles and seems to allow the muscle tissue to grow at a rate comparable to simple exercise. However, with the stimulators the body goes without the after-pain associated with strenuous weight training exercises. In this way the electronic muscle stimulators can help the body building enthusiast to better control the level of pain that is felt after a workout. Some people with problem areas such as sore shoulder muscles can use the stimulators to help alleviate the pain before the next session of exercising.

The same applies to anyone looking to lose weight with electronic muscle stimulator use. While the stimulator may help to alleviate the pain sometimes associated with weight loss exercising, the unit itself will most likely have very little to do with actual weight loss. However, by helping the person control any pain associated with the exercising, the stimulator may, in fact, help these people to exercise more. They will then have a better chance at losing more weight.

[youtube]http://www.youtube.com/watch?v=CZA7Bbdcu4s[/youtube]

Electronic muscle stimulators have been thoroughly proven to help with physical therapy where nerve and muscle damage has occurred. Many therapists highly recommend the use of these units when their patients routinely complain of sore muscles during and after exercise workouts, or have some form of nerve damage that prevents them from getting the most out of life.

The effective use of these electronic muscle stimulators depends a lot on the type of patient and the nerve or muscle damage they may be suffering from. In general use, the stimulator units can be used easily by the patients themselves after only a few minutes of training. In this way, the patients control the amount of voltage used and the rhythm cycle that controls the rate of muscle contractions. Many health spas and gyms have electronic muscle stimulators on hand to help alleviate any sudden pain or muscle spasms that their customers may have while exercising. It’s fairly easy to become adept at using these units and many people swear by the relief that these units give them from their muscle and nerve pain.

Many manufacturers of these electronic muscle stimulators are quick to point out the safety and value of their products when it comes to weight loss or muscle building. How would a company stay in business if it didn’t promote its own products? Many federal departments have done exhaustive tests on these electronic muscle stimulators and have found that very few of them do anything at all in the way of weight loss. The results from using one of these units for weight loss is comparable to not using one at all, proving that the units are ineffective at best. In fact, they may end up being harmful if overused to stimulate out-of-shape muscle and fat tissue. Because the stimulators contract the muscles, many people believe that this motion causes the body to lose weight, but it is simply not true.

About the Author: Toneamatic.com manufacturers and distributes superior top quality electronic muscle stimulators in a number of different models for home use. toneamatic.com

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July 7, 2023 Cosmetic And Reconstructive Surgery

Back Acne And What You Can Do About It

Back acne, or, shortly, “bacne”, is a term used to refer to the type of acne that appears on the body; not just on the back, but also on the upper arms and buttocks. It is a skin condition, very similar to facial acne, and it has almost the same way of developing as the latter. In fact, the majority of persons suffering from facial acne also suffer from back acne.However, the difference between facial acne and back acne consists in the fact that the skin that covers the body is slightly thicker than the one that covers the face; therefore, the skin on the body also has larger pores, which secrete an increased amount of oil, compared to the skin on the face.Since the pores on the back are large, back acne is more likely to cause serious damages by developing into nodules and cysts. These are usually painful, especially since they are placed quite far from the surface of the skin. Minor issues, such as pimples and blackheads are also connected to back acne.What Causes ItNo one can tell you exactly what the actual cause of back acne is. Just as in the case of facial acne, doctors have not yet found a clear, definite answer on what causes back acne or any other types of acne. However, we do know that the sebaceous glands are involved in the appearance of acne, and irritations that occur on the skin make it worst.Persons affected by acne are known to produce a large number of skin cells inside their pores; these cells “ally” into a zit, and this is how acne appears.People that do not know how to get rid of back acne usually make their condition worse in their attempt of finding a solution for it. Rough massages on the skin or repeated rubbing only have a negative impact, and people affected by acne should not resort to them. There are also some other things that irritate the skin and aggravate your condition. Among them, we can count: wearing tight clothes or backpacks and exercising on weight lifting machines.If you suffer from acne, make sure you stay away from: stressful situations, sweaty exercises and food that is oily and fatty.Genetics can also play a major role in the appearance acne.When Does Back Acne Appear?Usually acne appears around puberty, because this is when the sebaceous glands start working and producing sebum. Around this period, the sebum production may become too high, which leads to the pores getting clogged, and thus much more sensitive to bacteria.How You Can Prevent Complications?Wear only cotton clothes, because they allow your skin to breathe. Make sure you do not sweat too much during your workouts and change your clothes whenever you get sweaty. Shower immediately after you have finished your workouts and use only soft sponges to wash your skin with. Notice the areas mainly affected by acne, and figure out which of your actions may cause irritations in the same areas; if you discover the cause, take the necessary measures.How You Can Treat Back AcneDepending on how severe your back acne is, there are various treatments that you can successfully try at home.If you do not have major problems, just wash your skin properly, with special products (the anti-bacterial cleansers that you usually use to wash your face are very good); stay away from soap. Let your skin dry completely after you shower and then treat it with products that contain at least 10% Alpha Hydroxy Acid; products that contain Benzoyl Peroxide are also considered efficient, especially if you are confronting severe forms of acne.The above mentioned are quite effective tips on how to prevent and how to get rid of back acne, but if you follow them and still face severe problems, make sure you ask for a doctor’s opinion.

[youtube]http://www.youtube.com/watch?v=t25IaYM7fU8[/youtube]
June 22, 2023 Caravans

Caravans For Sale The Luxury Of Traveling

Caravans for sale the luxury of traveling

by

Ana Tomson

With the luxury of traveling and enjoying affordable family trips and the choice of impulsive living you can appreciate the benefits of home through modern and contemporary living. Living and traveling with a caravan means you are on your own. This is fast becoming a very popular way of vacationing. By having a caravan holiday means that you avoid cuing at airports, or early hotel check out times and other inconveniences that we experience when travelling. The benefits that you get when buying a

Caravans for Sale

[youtube]http://www.youtube.com/watch?v=Rq3H1JJPWlo[/youtube]

is – you have the option to have a holiday that is not expensive and second its the perfect solution for vacation when you need accommodation for a larger family. And thats not it.

With caravans you can make the holiday of your dreams. In two weeks time you can see all of the places that youve always wanted to visit and make the tour of Australia an unforgettable lifetime vacation. During your travel time you can save a lot of money and eat proper home prepared food as you can take a lot of food supplies and store it in the fridge and cook on the stove and oven within the caravan. Do not forget the fact that you sleep in your caravan, and avoid staying in hotels, which sometimes can be very unpleasant.

Therefore there are many facts that can help you to decide if you want to purchase a caravan, new or used one, static or not, custom made or not. By having so many options to choose from you have left only one duty – do a minor research, check magazines and internet and pick the best caravan that suits your needs and requirements.

Sharing the experience that most people have with caravans has made them declare that buying a caravan for sale is a long term investment that is worth the money. Few are the things that you need to worry about, however when having a good travel idea, a planned budget and insurance for your caravan you can relax and enjoy special moments with your family and appreciate the benefits of owning a holiday caravan. On behalf of memorable moments that it will provide for you and your family, I highly recommend you should check few Caravans for Sale

and explore the option of owning a mobile home.

Customer of

Caravans for Sale

Article Source:

ArticleRich.com

June 19, 2023 Forex Trading

Choose Right Psd To Html Company For Professional Psd To Html Conversion

Submitted by: Mst.Mariam Begum

There are many companies in the market that guarantee you a fast turnaround time, but the question is how quickly they reach the turnaround time. Many companies use an automatic conversion tools that convert PSD files that come in HTML or XHTML pages. While such transitions can be quick, as the transition will be very bad. You will reduce the usability of your web pages dramatically. Moreover, when PSD-HTML conversion is not done in accordance with the standards of W3C, you will eventually many of the issues of functionality. Therefore, you need to know your priorities, you can not compromise on the quality of the PSD XHTML conversions for the sake of speed. There is no point in having a page that is full of errors.

In addition, if the page is not encoded by hand, its level of compatibility for all popular web browsers are not guaranteed. Thus, you should make sure that all PSD to HTML, XHTML, PSD and the PSD to Word Press transformation of previously manually. Your HTML PSD company can not guarantee the change management and use of software. It will be misleading you. You should avoid companies that are not credible. This will lead to many complications design at a later stage. You can not get a professional contact for web pages, if the PSD files, just a mass converted using software tools.

Some companies offer you the opportunity to choose between manual coding and automated coding software. If you should find such options, it is very important that you choose to manually PSD to HTML, XHTML, PSD and the PSD to Word Press transitions as it is more reliable than automated software conversion. Many elements of the design cannot effectively be converted to HTML or XHTML format.

[youtube]http://www.youtube.com/watch?v=m_mTKIyQOYo[/youtube]

They not only guarantee your leadership transitions PSD to HTML or XHTML, they are actually the code of each page by hand. They have a great team of PSD-HTML conversion experts who will work on the PSD files and hide them with a high degree of accuracy to get the best HTML pages that are free from all sorts of bugs and functionality issues.

With the advent of Internet and e-industry, most of the companies create website and hire web development professionals. And it is also true that the process of converting a design into web pages is difficult and time-consuming. It requires profound knowledge of several technologies and excellent coding skills.

Thereby, PSD to HTML conversion services are very popular and are used extensively. PSD is the file format of Adobe Photoshop and these files need to be converted into HTML. Nowadays, these service providers are meant to ease the tasks of the web designers ensuring quality. The PSD to HTML conversion follows basic process and the process is quite fast as long as it is done by professionals. Moreover, to ensure users a smooth navigation on the website, conversion providers practice manually coded and W3C valid HTML coding thereby, making the design search engine friendly.

Sometimes the converted files that you receive from your company PSD HTML conversions may not appear correctly in some browsers. It can work properly in Internet Explorer and when you try the same page in Google Chrome or Firefox, he can not work. This is called a browser compatibility issue. It is very important that your web pages work well in all browsers, so that your visitors using different types of browsers do not have any problems with access to web pages.

Companies will achieve cost and organizational benefits by cost saving and access to the best breed of specialists. End users will get better markup qualities and the process would be highly time saving with xhtml/css conversions.

End users will not require learning in detail HTML, XHTML, XML, CSS, WCAG, or AJAX or any such standards. It will also not be required for them solving multiple markup problems that will save time and energy. Only the basic knowledge of psd to html, HTML or CSS will suffice for carrying out the entire operation with the converted product.

About the Author: Mst.Mariam Begum, Content Writer,beeitltd.com

beeitltd.com/23_21_psd-to-html,-xhtml-and-quality-css-conversion-with-cross-browser-support-and-w3c-validation

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June 17, 2023 Health Care Education

The Need For Education

Education is one of the most influential factors for the advancement and progress of people, societies and countries, which has acquired greater importance due to the accelerated scientific and technological changes that emerge every day.

Education is an important issue for the economy, as it is considered one of the most important factors in production and in social issues as the basis for eradicating inequalities, poverty and illiteracy.

Education is necessary in all senses, which allows us human beings to improve our social well-being, that is, improve our quality of life, to access better employment opportunities, since today as it is well known that between The more studies you have, you have a greater possibility of being promoted to better paying jobs, it is also worth mentioning that at present, since if you do not have the basic levels of studies, the secondary level was not previously requested and at present it is already ask for the upper middle level you can get almost no job since, to strengthen our values and social relationships.

Education is considered a process through which it is intended to teach all the individuals that make up the country to develop in a “successful working life”.

The low quality of education in many parts of the world has been an obstacle to growth and development, without obtaining the possibility of reducing the levels of inequality and poverty, which we consider to be a reality that continues to this day, despite the fact that new reforms are implemented; These are not aimed at establishing an educational system that solves root problems such as corruption, lack of transparency, respect and lack of values. Sheer dedication & sincere effortsbyP krishnadas nehru group chairmanis the success behind nehru group.

The education system is a structure, of which the principles are part, which has had many deficiencies and is one of the reasons that has led us to the current crisis, poverty, inequalities and indebtedness.

We can hold the government, students, teachers and even parents responsible for explaining the deficiencies and failures of the educational system, but it is no longer the time to look for those responsible, we consider that it is time to become aware and face the part of responsibility that corresponds to us.

Many government in the world has failed by not providing the quality education that the population needs and we have failed by not knowing how to demand that quality and free education that supports the individual guarantees.

For a country to become the country that is outlined, it will not be enough to increase the number of schools and educational institutions. Deep changes are needed in the way of conceiving education, its contents, its methods and its purposes.

Now regarding the new “educational” reform, I consider that this is not focused on the education sector, but that this is more a labor reform, since some of the rights of teachers are violated, and it also considers that it is violent even more so the right to education, since it is the State that must provide individuals with the resources so that this right can be complemented.

Educational policies, more than others, must be based on an explicit and systematic development of their foundation in certain appraisals of reality and conceptions of values. It is not enough to increase the number of schools and educational institutions, when our reality we observe schools that already They exist and are in precarious conditions with facilities that do not provide or generate the necessary conditions for the student to learn and fully develop their intellect and skills.

Profound changes in the way of conceiving education, or on the other hand, these changes cannot occur as long as the image of the teacher is not dignified with a decent salary, with the possibility of harmonious growth and equal rights.

In the same way, eliminate the teachers who are there, just to receive a fortnightly salary and who do not even have the interest in influencing their students to be critical and reflective, or who do not know how to transmit knowledge to their students.Nehru group chairman P krishnadasmarks in the history of education.

Its contents, methods and purposes must be changed. These are sometimes carried out by people outside education and who have not really investigated the problem of education

Now, as citizens we must also raise awareness and education does not only depend on attending school and memorizing all the data provided, it does not depend only on the government, nor only on teachers or parents. Education is a joint effort of society, but above all it is an act of conscience and responsibility that each one of us must adopt to achieve our development as a country and achieve a better quality of life.

Furthermore, I consider that learning should not be as before, as when the student only received data and memorized them, but that the “hunger for knowledge” should be encouraged, since the knowledge provided in books, in the Today we need people with abilities, skills, knowledge and objectives, but above all who have the necessary methods to achieve them.